Easiest solution to Matchmaking problems

In the old system, most everyone was happy except for newer players getting stomped on by veteran players. They would lost too many points
In the new system, many veterans were angry because they had to compete in much harder matches the whole time for the same rewards but newer players were protected. This was unsustainable

EASY SOLUTION
Use the matchmaking from the old system BUT no one can lose points until after they have crossed 500 pts. This way people can still make progress. Newer players can even stop at 450 & wait for health to refresh then use one shield after pushing past 500. Meanwhile veteran players still have roughly the same system as before. Everyone wins